The Fundamentals of Long-Term Disability Insurance
Long-term disability insurance replaces a portion of your income if you become unable to work due to injury or illness. Most policies cover between 60-70% of your pre-disability income, providing…
Life Insurance
Life Insurance Policy Riders: Customizing Your Coverage
Life insurance riders are additional provisions that can be attached to a standard policy to enhance or customize coverage. Common riders include accelerated death benefits, which allow policyholders to access…
Understanding Indexed Universal Life Insurance
Indexed universal life insurance combines permanent death benefits with a cash value component tied to market index performance. This insurance product offers flexible premiums and death benefits that can be…