The Fundamentals of Long-Term Disability Insurance
Long-term disability insurance replaces a portion of your income if you become unable to work due to injury or illness. Most policies cover between 60-70% of your pre-disability income, providing…
Life Insurance
Understanding Indexed Universal Life Insurance
Indexed universal life insurance combines permanent death benefits with a cash value component tied to market index performance. This insurance product offers flexible premiums and death benefits that can be…
Life Insurance Policy Riders: Customizing Your Coverage
Life insurance riders are additional provisions that can be attached to a standard policy to enhance or customize coverage. Common riders include accelerated death benefits, which allow policyholders to access…